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Penn National Picks & Predictions — October 22, 2026

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Penn National is rolling out a crisp 7-race Thursday card under clear autumn skies, with temperatures sitting at a comfortable 59°F. Conditions like this — cool, dry, and settled — tend to produce consistent footing on the Penn dirt, and that means speed figures from recent starts should translate pretty cleanly today. No excuses for the horses; what you've seen is likely what you'll get.

The card leans heavily on dirt sprints, with five of the seven races going at 6 furlongs or shorter. The lone route — Race 1 at a mile — gives us our first real pace test of the day, and the lone oddball distance is Race 7's 5½-furlong maiden claimer that could produce some interesting early speed duels. Three races are free for all TrackWiz readers; the full card breakdown is reserved for subscribers.

Best Bets

Race 1

Starter Allowance · 1 mi · Dirt

The morning line favorite doesn't match the TrackWiz ratings in this one-mile Starter Allowance — Micanopy opens as the 8/5 chalk but our top-rated horse goes off at 5/2, setting up a potential overlay situation on the dirt.

win3KarlwithanarlML 5/2

Karlwithanarl is the standout in our ratings with an 87.81 — the highest in the field by a wide margin — and that number carries real weight in a Starter Allowance field at a mile on the dirt. Trainer Brandon L. Kulp also saddles Kissthemoon in this race, which tells you connections believe they have the horses to run with this group; when a barn doubles up, they usually know which one they like more. Angel R. Rodriguez gets the call here, and at 5/2 on the morning line, there's genuine value if our model is right. With a 27% career win rate and the top rating in the field, this is a horse you build your ticket around.

place5J D FactorML 9/2

J D Factor (5) at 9/2 is the place play we like, carrying a 73.5 TrackWiz rating — third best in the field — and quietly landing with a 22% career win percentage that's competitive at this level. Trainer Timothy C. Kreiser and jockey Martin Chuan team up, and this horse's average speed figure of 53 keeps pace with the core group. At 9/2, there's enough juice here to warrant inclusion in your exactas underneath Karlwithanarl.

show1Tudox OpportunityML 7/2

Tudox Opportunity opens at 7/2 on the morning line, which is interesting given that our rating of 66.99 slots this horse squarely in the middle of the pack — not a win horse on paper, but a durable presence. A 35% career win rate is actually the highest in this field, and experience counts going a mile when pace can get complicated late. Use on the bottom of trifectas as a reliable safety net.

Race 2

Claiming · 6 fur · Dirt

Two horses are separated from the rest of the field in this 6-furlong dirt Claiming race — Song to Remember (87.81) and Cassie's Vault (86.26) both grade out well above the competition, pointing toward a potential match race at the top.

win3Song to RememberML 5/2

Song to Remember goes to post at 5/2 with the highest TrackWiz rating in the field (87.81), and trainer Bruce M. Kravets puts jockey Emilio Flores in the irons — a combination worth tracking at Penn National. With an average speed figure of 54 matching the top group and a pace setup over 6 furlongs that should suit early-to-mid movers, this is our top selection. A career win rate of 11% might look modest, but in a claiming field at this level, our ratings model puts this horse clearly in front.

place5Cassie's VaultML 2/1

Cassie's Vault is the morning line favorite at 2/1 and earns that respect with an 86.26 rating — just a nose behind our top pick. What makes this horse dangerous is the 16% career win percentage, which is the best in the field, combined with trainer Chuck Spina placing David Cora on board. If Song to Remember gets into any trouble or fades, Cassie's Vault has the profile to snatch the win; at minimum, this horse looks like a very safe place bet.

show4AvrilML 3/1

Avril at 3/1 brings a 65.44 rating and a 9% career win mark — unremarkable numbers on their own, but in a race where the top two could hook each other early, a closer profile like trainer Erin Carpio's runner could come through the middle for a piece. Average speed of 52 is a tick below the leaders, so we're not chasing the win here, but show tickets and trifecta coverage are worth your consideration.

Race 3

Starter Allowance · 6 fur · Dirt

Ten horses line up for this 6-furlong Starter Allowance on dirt, and the pace scenario looks genuine with multiple horses who like to run near the front — the real question is whether anyone can stalk and kick past them late.

win2Heard On ThestreetML 5/1

Heard On Thestreet (2) is the clear top choice from our analysis, posting an 84.17 rating and the highest average speed figure of any horse in this field at 56 — that's a meaningful edge when you're looking at a sprint distance. Trainer Timothy C. Kreiser puts Yabriel O. Ramos in the saddle, and a 21% career win rate is solid for a Starter Allowance group this deep. At 5/1 on the morning line, this is exactly the kind of overlay we look for — a statistically superior horse priced higher than the public is giving it credit for.

place4Sergeant CappsML 3/1

Sergeant Capps (4) comes in at 3/1 and earns a 70.11 TrackWiz rating, good for third in this field. The horse sits right at the pace price and with Julio A. Hernandez aboard for trainer Panagiotis A. Synnefias, this pairing has shown up at Penn National before. An 11% career win rate is low but don't let that scare you off a place play — this horse's 54 average speed figure is right in the mix and the morning line odds suggest the market respects it.

show5Margin of AirML 4/1

Margin of Air (5) is our show selection and here's the angle: a 27% career win rate — the best in this field — attached to a horse going off at 4/1. Trainer David Jacobson also saddles Boltage in this race, but Margin of Air's career numbers suggest this is the barn's first-string runner. A 68.65 rating and 55 average speed figure keep this horse firmly in the trifecta conversation.

Our three free best bets span the early portion of the card and hit three different race types — a starter allowance, a claimer, and another starter allowance — giving you a nice cross-section of the Penn National conditions today. Karlwithanarl (Race 1, 5/2 ML) is our top-rated pick of the free trio with an 87.81 TrackWiz rating, taking on the route distance over a surface that should play fair all day. In Race 2, Song to Remember (5/2 ML) matches that same 87.81 rating in a 6-furlong claiming sprint — a race we think sets up well based on the pace scenario. And in Race 3, keep an eye on Heard On Thestreet (5/1 ML) as a legitimate overlay candidate in the second starter allowance of the card; that morning line number is begging to be beaten.

One thread connecting these early races: on a clear, dry Penn dirt day, closers can find trouble if the early pace is honest. Watch how the speed horses break from the gate in Race 1 — it'll tell you a lot about how the strip is playing and whether you should lean toward stalkers or pressers in the sprint races that follow.

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Seven races, clear skies, and a dirt surface that should reward horses running to their numbers — Penn National is set up for a solid Thursday card. Karlwithanarl is our overall top free pick to start the day, but the highest-rated horses on the card — Bruder and Tempting Lady — are both locked behind the premium wall. If you're serious about the back half of this card, especially the exotic plays, subscriber access is the move. Good luck out there, and as always, bet smart.